Insurance & Payment Policy

Pain Specialists of America accepts most major insurances including Medicare, Aetna, Blue Cross Blue Shield, Humana, United Health Care, Workers Comp and Letters of Protection.

Our office staff will work with you to explain your insurance benefits to you. We will work with you to make sure that if you are out-of-network we set up a plan that makes it affordable for you to see us as we now offer payment options.

Our policy is that all co-pays and deductibles are due at the time of check-in, as well as private pay. Unpaid deductibles and co-insurance percentages will also be due upon checking in.

As a courtesy to our patients, we will file claims for all insurance types. We accept third party insurances, letters of protection, Work Comp and automobile claims. We do accept cash, checks, and credit cards.

What insurances do we accept?

Pain Specialists of America accepts most insurance plans, including government-sponsored plans and private commercial insurances. Our complete list of accepted insurance changes frequently and is different depending on location and provider.

We accept most plans from the following payers:
• Aetna
• Aetna Coventry
• Allwell
• Ambetter from Superior Health Plan
• Amerigroup
• Amerigroup - Medicaid
• Ascension Complete
• Ascension Personalized Care
• Beech Street
• Blue Cross Blue Shield of Texas
• Cigna
• Clover Health
• Community First
• Community First STAR/Medicaid
• Contigo Health
• Coventry Health Care
• Coventry Work Comp
• First Health
• FirstCare
• Friday Health Plans
• Galaxy Health Network
• Healthcare Highways
• HealthSmart
• Humana Inc.
• Independent Medical Systems (IMO)
• Majoris Health Systems, Inc
• Medicaid
• Medicare
• MultiPlan
• Multiplan/Beech Street/PHCS
• MultiPlan/PHCS
• National Supplier Clearinghouse MAC
• OccuNet
• OMNI Networks
• Oscar
• Political Subdivision Workers Compensation Alliance
• Private Healthcare Systems (PHCS)
• Prospect Medical Group
• Providence Health Plan
• Provider Network of America (PNOA)
• Provider Partners Health Plan (PPHP)
• Railroad Medicare
• Scott & White Health Plan
• SmartHealth
• Superior HealthPlan
• Texas Independence Health Plan (TIHP)
• TriWest (VA)
• TriWest CCN
• United Healthcare (UHC)
• UnitedHealthcare Student Resources (UHC)
• US Department of Labor (DOL)
• US Family Health Plan
• USA Managed Care Organization
• Washington State Dept of Labor & Industries
• Well Care

Additionally, medical liens and some insurances not listed above are accepted on a case-by-case basis. If your insurance company is not listed above, please call our scheduling team at (855)876-7246 for more information. Our staff will work with you to explain your insurance benefits to you, which may involve out-of-network benefits. We will work with you to make sure that if you are out-of-network we set up a plan that makes it affordable for you to see us.

Loans to Help Cover Your Medical Expenses

PSA also offers loans through Republic Bank & Trust Company (member FDIC), and Epic River Patient Finance. This option provides guaranteed financing for all patients after identity verification – regardless of credit history. Plus, monthly payment amounts, and loan durations are determined by the patient. And all medical loans are fixed rate with no hidden fees.

Don’t see your carrier listed? Contact us to see if we accept it!
BlueCross BlueShield logo
Aetna logo
Humana logo
Cigna logo
Oscar Humana logo
United Healtcare logo
TriWest Healthcare Alliance logo
Tricare logo
Sedgwick logo
Medicare logo
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